Farm & Ranch Lending Programs

Build It From Dirt!
Finance barns, fencing, greenhouses, or even container-based structures with loans designed for agricultural land development. Perfect for owner-operators, investors, or rural landowners looking to build income.
→ Use on raw or improved land in eligible zones.

Designed for ag borrowers who can’t document income the traditional way. Fast, flexible financing for land, ag use buildings, or mixed-use rural property — no full tax returns required.

 Low-rate options for landowners in eligible rural areas. Ideal for expanding facilities, upgrading infrastructure, or developing income-generating ag land with long-term funding. 

 Access $250K to $5M+ for operating capital, equipment, or facility expansion. Great for value-added farm businesses, rural co-ops, and agribusiness growth plans.

 Use your existing land to access short-term capital — perfect for subdividing, fencing, utilities, or prepping for larger loans. Refi options also available for stabilized rural property.

 Tap equity from your ag land, ranch, or structures to access capital without selling. Use it for expansion, debt payoff, or reinvestment into higher-yield assets.

 Tap equity from your ag land, ranch, or structures to access capital without selling. Use it for expansion, debt payoff, or reinvestment into higher-yield assets.

 Finance fencing, chicken coops, raised beds, or micro-structures to turn your hobby into income. Perfect for side-income farms or rural landowners trying to make their acreage pay.
Tied to: GrowOps™
→ Includes zoning assistance, product strategy, and lender prep in GrowOps™

 Finance yurts, glamping setups, farm-stay BnBs, or U-pick orchards. These hybrid programs help you turn rural land into an experience and revenue stream.
Tied to: GrowOps™
→ Included in zoning prep, business licensing, and DSCR-friendly income planning

Need more storage, delivery vehicles, or a commercial kitchen? We help producing farms grow smarter — not just bigger.
Tied to: Legacy Ag Pro™
→ Includes pro forma modeling, SBA/USDA targeting, and team structure coaching 

  New operator? We broker early-stage lending built for first-time buyers and young farms with limited credit history.
Tied to: GrowOps™
→ Includes full business setup, entity plan, and lender-readiness coaching

  Land with a house, a pasture, and a short-term rental? We can finance the whole picture — with loan strategies that account for income-producing land and rural zoning.
Tied to: GrowOps™ or Legacy Ag Pro™ depending on income level
→ Custom funding plans that match real rural life, not just W2s 

 Use equity in your owned tractors, irrigation systems, or trailers to get cash back or upgrade your gear.
Tied to: Legacy Ag Pro™
→ Built into our capital access strategy and equipment scaling modules

Funding for regenerative agriculture, permaculture, or conservation-based models. Smart landowners get rewarded — with the right lender package.
Tied to: GrowOps™ and Legacy Ag Pro™
→ GrowOps™ focuses on market entry. Ag Pro™ includes eco-scaling & incentive strategy