Commercial and Business Lending- Big and Small

 We offer tailored mortgage solutions for new homebuyers, self-employed clients, and investors purchasing non-traditional properties. From bank statement loans and jumbo mortgages to customized alt-doc programs, our common-sense underwriting makes qualifying easier — even without traditional W-2 income. We specialize in helping clients who don’t fit the "perfect borrower" mold secure the financing they need to purchase or refinance residential properties. Our access to a broad network of lenders ensures we find the right fit for your needs, whether you're buying your first home, a vacation property, or building a diverse residential portfolio. 

 We provide real estate investors with flexible financing solutions designed to maximize returns and simplify growth. Our Business Purpose REI programs cover a full range of investment needs, including fix and flip loans, ground-up construction loans (GUC), DSCR rental property loans, and multifamily acquisition financing. Whether you're purchasing your first investment property or scaling a 100-unit portfolio, we structure deals that support your goals — not limit them. With customized funding options, fast approvals, and competitive rates, we help you build lasting wealth through real estate with confidence and clarity. 

 We offer a full suite of financing solutions for businesses and commercial investors looking to grow, expand, or diversify. Our programs cover everything from SBA 7(a) and 504 loans to HUD commercial lending, commercial real estate acquisition, multi-unit investment properties, and commercial agriculture expansion. Whether you need capital for purchasing equipment, expanding operations, building a new facility, or acquiring income-producing property, we structure loans that align with your growth strategy. Through our network of national banks, private lenders, and specialty finance partners, Lawton Building and Loan delivers creative solutions, flexible terms, and the expert guidance needed to fuel your business or portfolio to the next level. 

 Our Legacy Development programs are designed to turn real estate investors into full-scale developers across residential, multifamily, healthcare, and agricultural sectors. We guide clients through every stage of the development journey — from zoning and land entitlement, to business structure setup, to strategic project planning. Our programs cover 4-unit rental construction, assisted living development, HUD multifamily projects, and scalable agricultural operations, providing the blueprint to move from small projects to institutional-grade investments. With expert support in SBA loan strategy, HUD LEAN financing, and creative capital structuring, we help you unlock new revenue streams and build lasting generational wealth through disciplined, scalable development.