Frequently Asked Questions
What states do you lend in?
I’m licensed in Texas, Florida, California, and Arizona, and our investor and commercial programs reach most states. If you’re not sure, ask — I’ll tell you straight.
Do you work with first-time investors?
Yes — beginners are welcome, including first fix & flips and first ground-up builds. I’ll walk you through what the numbers need to look like.
I’m self-employed. Can you use my bank statements or a P&L instead of tax returns?
Yes. Bank-statement and P&L programs exist for exactly that. If you need a P&L, we can even help you get one prepared properly.
What do you need to run my numbers?
The property address or city, what you’re paying or owe, roughly what it’s worth, and your credit range. Two minutes on the Get Prequalified form or a quick call.
How much does it cost to talk to you?
Nothing. Consultations are free and there’s no upfront fee to see if your deal works.
How fast can a loan close?
It depends on the program and the paperwork, and I’ll give you a realistic timeline up front rather than a sales pitch. Complete files close faster — that’s true everywhere.